1644 Ocean Street

• Sun May 17, 1:00 pm - 4:00 pm

  Move-In Ready Santa Cruz Condo in Private Gated Community.

Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.

Days on Market

6 days

Current Status

Active

Original Price

$742,000

List Price

$742,000

On Market Date

May 11, 2026

Property Type

Condominium

Area

42 - East Santa Cruz

Zip Code

95060

MLS ID

ML82046506

APN

008-081-52-000

Year Built

1989

Stories in Building

2

Possession

Unavailable

Data Source

MLSL

Origin MLS System

MLSListings, Inc.

Bed

2

Bath

2 (1/1)

Half on Ground Floor

Parking

2

Parking Area

SQ FT

1,023

SQ FT Source

Unavailable

Lot SQ FT

828.0

Lot Acres

0.019008 Acres

Kitchen

Cooktop - Electric, Dishwasher, Refrigerator

Cooling

None

Dining Room

Dining Area

Disclosures

NHDS Report

Family Room

Kitchen / Family Room Combo

Flooring

Wood

Foundation

Concrete Perimeter and Slab

Heating

Wall Furnace

Laundry

In Utility Room, Outside, Washer / Dryer

* Fee

$360

Name

Ocean Street Terrace

*Fee includes

Common Area Electricity, Exterior Painting, Garbage, Insurance - Common Area, Maintenance - Common Area, Maintenance - Exterior, Reserves, Roof, and Water

MLS and other Information regarding properties for sale as shown in Theo have been obtained from various sources such as sellers, public records, agents and other third parties. This information may relate to the condition of the property, permitted or unpermitted uses, zoning, square footage, lot size/acreage or other matters affecting value or desirability. Unless otherwise indicated in writing, neither brokers, agents nor Theo have verified, or will verify, such information. If any such information is important to buyer in determining whether to buy, the price to pay or intended use of the property, buyer is urged to conduct their own investigation with qualified professionals, satisfy themselves with respect to that information, and to rely solely on the results of that investigation.

School data provided by GreatSchools. School service boundaries are intended to be used as reference only. To verify enrollment eligibility for a property, contact the school directly.